What a basic barista course taught me about building a legendary financial services practice
Articles | General | Marketing | Practice Management

What a basic barista course taught me about building a legendary financial services practice

I always had this yearning to learn more about coffee and specifically how coffee is supposed to be made (the drink, not the bean). I came across the “Coffee Talks” sessions offered by the Green Bean Coffee Roastery in Muldersdrift, and it sounded like a great introductory opportunity. And at only R 250 per person,…

The Infinity CPD Membership for Financial Professionals
Articles | CPD | Practice Management

The Infinity CPD Membership for Financial Professionals

Our online platform, Circulus Online, launched the Infinity CPD Membership in July 2018 with the purpose of providing financial professionals with the best content at the best price to enable their continued professional development. All content has one aim. To grow your business. All CPD content, programs, and courses are designed and built to achieve this. That is what makes…

Exemption of Services Under Supervision – New Consultation Paper – Impact on new Fit and Proper Requirements
Articles | General | Practice Management

Exemption of Services Under Supervision – New Consultation Paper – Impact on new Fit and Proper Requirements

The FSCA published a new consultation paper on “Exemption of Services under Supervision” dated 31 July 2018. We highlight the proposed changes that impact the Fit and Proper requirements specifically.  The paper addresses more than just the Fit and Proper requirements and we will provide more details in a follow-up article. You can download the consultation…

Is avoiding our client’s income tax position costing us?
Articles | Capital Gains Tax | Personal Income Tax | Practice Management

Is avoiding our client’s income tax position costing us?

The majority of financial planners I have the privilege to engage with say they avoid the area of income tax when it comes to their clients’ planning. Why?  They believe it is a specialist field that is best when left to tax practitioners and accountants. They believe it is a high-risk area due to its…

The thing our businesses do every day that ruins our reputations (and what to do about it)
Articles | Practice Management

The thing our businesses do every day that ruins our reputations (and what to do about it)

Working with, and having contact with, many financial advisers and their practices each week, I started noticing an alarming trend. Then I started noticing the exact same trend with businesses in completely unrelated industries as well. I became very aware of this and the impact it has on my perception of these businesses and even…