Terms of Service

Last updated: 4 February 2025

Welcome to PROpulsion! These Terms of Service set out the rules for using our website, services, and private community. By using PROpulsion, you agree to follow these terms. If you don’t agree, please don’t use our platform.

1. Who We Are

PROpulsion is a membership-based community for financial services professionals. Some areas of our site are open to the public, but access to certain content and services requires a paid membership.

2. Your Account & Access

  • You must provide accurate details when signing up.
  • Keep your username and password secure. You are responsible for all activity on your account.
  • We can suspend or terminate your access if you break these terms.

3. User-Generated Content (UGC)

  • Anything you post in our community, including comments, discussions, and shared resources, belongs to you.
  • By posting, you grant PROpulsion a perpetual, royalty-free, irrevocable worldwide licence to use, share, and display your content within the community and for membership purposes.
  • Even if you delete your account, your content may still be visible within the community.
  • You must not post anything illegal, abusive, misleading, or harmful.
  • We can remove or moderate content if it violates these terms.

4. Non-Compete Agreement

To protect the PROpulsion community, you agree that you will not:

  • Use our platform, materials, or methods to create or promote a competing financial services community, training programme, or membership platform for 24 months after your last use of our services.
  • Recruit or solicit PROpulsion members, clients, or partners for competing services.
  • Copy, distribute, or repurpose any PROpulsion materials for commercial use without written permission.

🔹 What counts as a competing service?
A competing service includes, but is not limited to, any business, website, course, membership platform, or consultancy that offers training, community, networking, or educational resources similar to those provided by PROpulsion.

🔹 Where does this apply?
This applies globally and covers both direct and indirect competition.

Breaking this agreement may result in legal action and financial penalties.

5. Intellectual Property

  • All content, branding, and training materials on PROpulsion belong to us or our licensors.
  • You cannot copy, reproduce, or distribute our materials without permission.
  • Members may use materials only as allowed by their membership.

6. Membership, Payments & Refunds

  • PROpulsion memberships are subscription-based and renew automatically unless cancelled.
  • All payments are non-refundable, unless we explicitly say otherwise.
  • You may cancel your subscription at any time, but cancellations apply to future billing periods only. No refunds will be given for partial months or unused services.
  • We can suspend or terminate your access if payments are missed.

7. Acceptable Use

When using PROpulsion, you must not:

  • Share false, harmful, or offensive content.
  • Copy or reverse-engineer our business model.
  • Introduce viruses, hacks, or attempt unauthorised access.
  • Use our community for spam, self-promotion, or advertising.

Breaking these rules may lead to account suspension or legal action.

8. Third-Party Links & Services

We may share links to third-party websites. We do not control these sites and are not responsible for any issues that arise from using them.

9. Limitation of Liability

  • We provide PROpulsion “as is”, with no guarantees about accuracy or reliability.
  • We are not responsible for any loss, damage, or financial impact from using our platform.
  • To the fullest extent permitted by law, PROpulsion is not liable for indirect, incidental, special, or consequential damages, including but not limited to loss of profits, business interruption, or reputational damage.
  • If we are found liable, our responsibility is limited to what you paid us in the last 12 months.

10. Account Deletion & Data Handling

  • You may delete your account at any time.
  • Some of your data may be retained as required by law or for legitimate business purposes.
  • Any UGC you posted may remain visible within the community even after account deletion.

11. Termination & Enforcement

  • We can terminate your access if you break these terms.
  • Any breaches of the non-compete, intellectual property, or acceptable use rules may lead to legal action.

12. Governing Law & Jurisdiction

  • These terms follow South African law.
  • Disputes will be handled in South African courts, though we may take legal action elsewhere if needed.

13. Changes to These Terms

We may update these terms at any time. By continuing to use PROpulsion, you accept any changes.

14. Platform Provider (Mighty Networks)

  • PROpulsion is hosted on Mighty Networks, a third-party platform. By using our community, you also agree to Mighty Networks’ Terms of Service and Privacy Policy.
  • Mighty Networks controls certain data, security, and content policies. We do not have control over their platform’s features, availability, or policies.
  • You can review their terms here:
  • If Mighty Networks changes their terms or policies, we are not responsible for any impact on your experience with PROpulsion.

15. Contact Us

For questions, email us at info@propulsion.co.za.