The Premier Income Tax Course for Financial Planners and Advisers
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The Premier Income Tax Course for Financial Planners and Advisers

For the first time, I am making my Income Tax Course available in a face-to-face format. This is not a workshop or a masterclass.  It is a full-blown, hands-on course.  I share everything you need to know below. The course will take you from a beginner to the skills and knowledge you need to raise…

South African Expat options in lieu of the new tax changes on foreign employment income
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South African Expat options in lieu of the new tax changes on foreign employment income

Should you formally emigrate?  Is financial emigration the best route or can South African expats rely on Double Taxation Agreements (DTAs)?  The changes to Section 10(1)(o)(ii) of the Income Tax Act is looming for South Africans working abroad.  With just more than twelve months to go, South African expats are scrambling to determine what their…

Latest proposed Income Tax changes affecting individuals
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Latest proposed Income Tax changes affecting individuals

The draft Taxation Laws Amendment Bill, 2018 has been published on 16 July 2018. A number of changes that were not discussed in the budget speech and that will impact individual taxpayers, have been proposed. We will focus on 3 specific changes: Changes to the Medical Tax Credits regime; Tax treatment of transfers to pension…

Is avoiding our client’s income tax position costing us?
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Is avoiding our client’s income tax position costing us?

The majority of financial planners I have the privilege to engage with say they avoid the area of income tax when it comes to their clients’ planning. Why?  They believe it is a specialist field that is best when left to tax practitioners and accountants. They believe it is a high-risk area due to its…

Buying a retirement annuity only to save tax is not a great idea
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Buying a retirement annuity only to save tax is not a great idea

Buy a retirement annuity to save tax! Retirement annuities are a great way to neutralise tax! Save tax now, buy a retirement annuity.  Save tax by investing into a retirement annuity before 28 February.  Your last chance to save tax before 28 February. I lost count of the number of times I read this everywhere…

How disastrous is the impact of the new VAT rate on a client’s investment?
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How disastrous is the impact of the new VAT rate on a client’s investment?

Much is being said about the new VAT rate of 15% that will become effective on 1 April 2018 in South Africa. Yes, we are talking about billions of Rands that it will raise, and as a consequence, leave consumers a little poorer, but I was keen to see the impact it will have specifically…